Services

Group Benefits

Your needs will continue to change. Healthcare and benefits are continually evolving and it’s important we do too. As your consultant, we actively manage your group benefits plan to ensure that as you grow, your benefits remain valuable and continue to meet the needs of your organization. A well-designed group benefits plan tailored to your team adds exceptional value to your total compensation package. The best employees often view their plan as a major reason why they stay with their current employer. Group insurance provides protection for your employees when unforeseen life events, like accidents and disabilities, happen. A comprehensive group benefits plan will improve health and productivity in the workplace, and keep you competitive in your industry.

We add value to every client, above and beyond your actual benefit plan. Here’s how:

Plan Design Council: We will make sure you are getting the maximum value from your group benefits plan by auditing the current plan for gaps or helping you create a brand new plan for your team.

Marketing Reviews: We are elite independent advisors in the industry, which means we have strong partnerships with all the major insurance providers in Canada. Considering a change in carriers or looking to put a plan in place? Let us evaluate the market for you – we work only for you and our fiduciary duty is to help you protect your people and your organization.

Renewal Negotiations: It’s so important to have someone experienced as your advocate at renewal time. Rates can decrease, increase, or remain the same at renewal time. Our promise to you is that we will get fair and sustainable rates for your team by aggressively negotiating with the providers.

Regular Reporting: We do not deliver surprises. You are kept up to date throughout the year on how your plan is doing and what we can anticipate at renewal time. We are always here to support you and discuss any concerns you may have.

Employee Communications: We will provide you with employee communications in periods of transition, or to advise members of rate changes when a cost share is included to ensure employees understand why they are seeing adjustments.

Employee Education Sessions: We will come to your location to educate your staff on their benefits plans and ensure your team knows what is available and understands how to use the plans effectively and efficiently to control costs if possible.

Administrative Support: We have a strong team of advisors and benefit support specialists to provide ongoing assistance to you and your team.

Human resources advisory services: Complementary for our existing clients. Services may include HR counsel as it relates to union negotiations, disability management, HR policies, communications to staff, recruitment, and salary benchmarking.

Group Retirement Savings

The headline above says it all. Good people look for good employers.  We know that money is the leading stressor for 42% of Canadians, far above health, relationships, and work itself. A good retirement plan is an integral part of a total compensation package for forward-thinking, people-focused organizations. It is invaluable in helping to retain, reward, and attract the best employees. But retirement plans have changed – you aren’t limited to your Daddy’s DB Pension anymore! Along with variety comes a whole world of learning about the products your employees could benefit from the most – it’s not one size fits all. You’re going to need some help with this . . . See what ENCOMPASS can do for you! You can rely on ENCOMPASS to add huge value to the plan you choose.

As part of our service to clients, we go above and beyond what the retirement plan provider offers for:

GRS consulting and advisory services – our dedicated GRS department is at your service
Plan management and ongoing employee support 
Governance programs
Employee financial literacy plans – with customized education plans
Integrated financial advice and support (including one on one support for group members)
Fee transparency

HR Services

Whether your organization employs a few people or thousands, you will likely share a common challenge: how to attract, retain, motivate, and develop the very best employees. We provide customized and sustainable HR Strategy and Solutions to employers across industries. Our services are designed to help organizations build highly-engaged workplaces to boost their bottom line.

To fulfil your role effectively, you need to understand what is going on in the world of human resource management today, and your obligations to your employees with respect to the ever-changing employment-related legislation.

Whether your needs are one-time or ongoing, ENCOMPASS Benefits and HR Solutions can help you develop an efficient organization and improve your bottom line.

All our HR consultants hold a Chartered Professionals in Human Resources (CPHR) designation. This is considered the benchmark of excellence for HR practitioners.

Services we can help with:

Recruitment and Executive Search
Disability Management
Competitive Compensation
Training and Development
Termination and Career Transition
Personal Ability & Personality Evaluations
Employee Group Benefit Reviews
Retirement & Savings Programs
Strategic Business Planning Facilitation
Policies, Programs and Procedures
Job Descriptions/Evaluations
Employment Contracts, Employee Handbooks
Performance Management
Career Counselling/Management
Employee Communication Strategies
Wage, Salary and Benefit Surveys

Health and Wellness

Who doesn’t want happy, healthy and engaged employees, right?! Guessing you feel the same way because you are still reading this (thanks by the way!) . . . ENCOMPASS will be a great partner in your company wellness program!

The wellness of your employees has a direct correlation to your bottom-line; healthy, well-balanced employees reduce the negative impact of absenteeism, presenteeism, short term and long term disability costs, and associated benefit claims. Healthy employees are more vibrant, want to and are able to positively contribute to their environments; while at work and at home.

We’re good at what we do and we care a great deal about your company’s greatest asset – your employees! We would love to understand your company’s desired wellness outcome and give you the support you need to make it a reality. Let’s talk about what a wellness evaluation/risk assessment would look like for you.

Evaluate hard costs: As you receive reports on your benefit program utilization, use them to evaluate claims savings and the monetized impact of wellness on hospital claims and health outcomes. Rather than generating revenue, wellness programs work on the other end of the spectrum in saving you money. Savings on your benefit costs is an ROI you shouldn’t ignore.

Evaluate Satisfaction: You probably do this anyway, but gathering subjective opinion on the effectiveness of your program from the employee perspective while also looking for improvement recommendation can really help your analysis. Just talking about it can bring up your participation numbers, so this evaluation serves a few purposes!

Evaluate the health impact: This requires rallying the troops to ascertain the effect of wellness programs on the physical health, mental/emotional health, health behaviors, health status, and overall risk status of your staff.

Evaluate Engagement: Participation, from overall program participation down to more finite measures, is all a part of this number. It’s not just about how many enroll, but about the degree to which they participate and carry on the lifestyle changes you were aiming at.

Evaluate Productivity and performance: Evaluation including measuring the impact of health on factors like time away from work and employee performance.

Evaluate Culture: While management might be fully supportive of the wellness direction, is it actually changing your company culture for the good? Engagement to the point of actual change takes a little bit from everyone—management and across the board. Take a snapshot of current culture and compare it to what was prevalent at the time you began your program to see the difference.

Evaluate your VOI (value on investment): Including all the above factors in the financial analysis better reflects the broader savings potential of wellness programs, rather than an ROI measure designed to calculate revenue rather than savings.

Our Amazing People

The experts at ENCOMPASS Benefits & HR Solutions Inc. provide professional consulting advice and support essential to our clients in the areas of employee benefits, group retirement savings and pension plans, health and wellness, and human resources counsel. We come from all sides of the industry to bring you a wide range of experience and specialization.

We work really well together as a team to solve even the most complex problems so you can surround your employees with the best solutions in the business.

Employee benefits plans can be complex and increasingly require a level of technical knowledge that no single person can provide. Our team approach ensures our clients always have a benefits specialist available to answer any questions. The ENCOMPASS team has over 140 years of combined experience.